Every fund house.
One app.

The fund collects money from many investors and invests it in a diversified portfolio. Investors are allotted units, and the returns — profit or loss — are shared in proportion to the units held.

Mutual funds in India are regulated by SEBI, with AMFI as the industry body, together providing the transparency and investor-protection framework.

There is no perfect time. Starting early through a SIP averages your cost and reduces the risk of getting the timing wrong, which is the risk most people actually run.

NAV is the per-unit market value of a scheme’s assets minus its liabilities. It is what your units are worth on a given day.

A New Fund Offer is the launch of a new scheme by an AMC, offered at an initial price while it collects money from investors.

Funds that invest in a single industry — IT, pharma, banking. Concentrated in one sector, so both the risk and the potential return are higher than a diversified fund.

A Systematic Withdrawal Plan lets you withdraw a fixed amount at regular intervals from an existing investment, producing a monthly or quarterly income from a corpus you have already built.

By combining disciplined investing with a Systematic Transfer Plan. You invest a lump sum in a relatively safer fund — debt or hybrid — and transfer a fixed amount into equity funds over time. That reduces timing risk, gives you rupee-cost averaging, and keeps you participating in long-term equity growth. Over a long enough period, staying invested and letting compounding work is what turns a corpus into something that can be passed on.

Mutual funds are subject to market risk and their value fluctuates with market conditions. No return is assured, and the risk differs sharply between an equity fund and a liquid fund.

We are an AMFI-registered distributor (ARN-78991) and place investments in regular plans, on which the fund house pays us a trail commission. That commission is disclosed and pays for the platform, the reviews and the servicing you receive. If you prefer direct plans, you can invest with the fund house yourself. Fee-based investment advice is a separate service under our SEBI investment adviser registration, kept apart from distribution — see Advisory.

There is no separate fee charged by us for mutual fund transactions. The fund’s own expense ratio applies, from which the AMC pays our trail commission. Exit loads, stamp duty and taxes are set by the fund and the government, not by us.

Yes. Existing folios can be mapped to your Labdhi account through a change-of-broker process without redeeming and repurchasing, so there is no tax event. Ask us and we will handle the paperwork.

Most funds allow a SIP from ₹500 a month and lumpsum from ₹1,000, though the exact minimum is set by each scheme.

Equity funds held over a year are taxed as long-term capital gains, with gains up to ₹1.25 lakh a year exempt; shorter holdings are taxed as short-term. Debt fund gains are added to your income and taxed at slab rate. Rules change — confirm the current position with your tax adviser.

No. Your money goes directly from your bank account to the fund house, and units are held in your name with the AMC or in your demat account. We facilitate the transaction and service the folio.