SIP Calculator
Project recurring investments with optional step-up.
SIP Calculator
Year by year
| Invested | Value | Gain | |
|---|---|---|---|
| Year 1 | ₹1,20,000 | ₹1,26,825 | ₹6,825 |
| Year 2 | ₹2,40,000 | ₹2,69,735 | ₹29,735 |
| Year 3 | ₹3,60,000 | ₹4,30,769 | ₹70,769 |
| Year 4 | ₹4,80,000 | ₹6,12,226 | ₹1,32,226 |
| Year 5 | ₹6,00,000 | ₹8,16,697 | ₹2,16,697 |
| Year 6 | ₹7,20,000 | ₹10,47,099 | ₹3,27,099 |
| Year 7 | ₹8,40,000 | ₹13,06,723 | ₹4,66,723 |
| Year 8 | ₹9,60,000 | ₹15,99,273 | ₹6,39,273 |
| Year 9 | ₹10,80,000 | ₹19,28,926 | ₹8,48,926 |
| Year 10 | ₹12,00,000 | ₹23,00,387 | ₹11,00,387 |
Assumption: SIP invested at the end of each monthly. Returns use Nominal (Annual/Periods).
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How this is worked out
Each instalment is added and the balance grows by the annual return divided by the number of instalments a year. A step-up raises the instalment once a year. Returns are assumed, not guaranteed.
About this calculator
Use this calculator to project recurring investments with optional step-up. It works from SIP Amount, Tenure, Expected Return and Annual Step-up, so you can adjust inputs and immediately see how the outcome changes.
- Estimate how recurring investments can grow over time.
- Compare the effect of tenure, step-up, and expected return on your final corpus.
- Use it to plan monthly investing discipline around long-term wealth goals.
This calculator is an illustration based on the inputs you provide and the assumptions stated above. It is not a recommendation, a projection of actual returns, or a guarantee of any outcome. Actual results will differ. Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Curious how this looks on your portfolio?
Our team can run these numbers against your real holdings, goals and timeline.