All your money, one picture.
One plan around you.
Your asset mix, your shares, your tax and your retirement — set against your goals and turned into a plan in steps, with the tax on each step worked out before you act.
1Wealth Health Check
Upload your CAS or broker statement and see how your money is spread: the mix, how concentrated your shares are, where your funds overlap.
- Reads PDFs, password-protected CAS files and screenshots
- The same measures the full review uses
- Describes what you hold — it never tells you what to do
2Wealth Review
Calculated by the review engine, validated by Labdhi’s qualified investment-advisory team, and explained by your relationship manager. A target mix, a plan in steps, and the tax on each step, share by share.
- Starts with your investor profile: background, money, goals and risk
- A clear report for you, a detailed briefing for your manager
- Revisited as your life and the markets change
Six sections. Every number worked out, none guessed.
See a real review from our engine — on an example portfolioYour work, income, family, expenses, loans, savings, goals, experience and risk score — taken first and confirmed with you on a call.
Equity, hybrid, debt, gold and cash today, beside a target mix worked out from your answers, and what it takes to get there.
A plan in steps, not one big switch. Each step names the shares to trim, how much and why, and the asset class the money moves to.
Worked out lot by lot from your purchase history. Where records are missing you see a range, never a guess dressed as a number.
What your retirement needs, what your savings are on course for, and the assumptions behind both — in plain view.
Each share with its value and its place in your mix, each fund against every fund in its category on its 3-year record, and the method behind every figure.
About mutual funds. Your mutual funds are counted in your asset mix and compared with every fund of the same category in India on their 3-year NAV record. A Wealth Review requested on this website never recommends buying, selling, holding or switching a fund: Labdhi is also a mutual fund distributor, so any change the review suggests is made through your shares and asset classes.
Calculated, checked, then explained.
- Calculated, not written. Every figure — the mix, the plan, the tax — comes from the same review engine for every client. Nobody types a number in, and AI never computes one. Labdhi’s qualified investment-advisory team validates each review; your relationship manager explains it.
- Checked before anyone sees it. Prices against the exchange, NAVs against AMFI, funds you hold twice counted once, expenses that do not add up held back for a second look.
- Honest about what is missing. Until your needs are confirmed the target stays marked indicative; until purchase records are complete the tax is a range.
Your holdings with us are already on record. Request it from the Wealth Review tab when you sign in to Labdhi 360, ask your relationship manager, or use the form below — we pull your holdings ourselves.
Run the Health Check with your CAS, then request your review. We call you to understand your goals before anything is prepared.
Start with the free Health Check. The more often you are reviewed, the less each review costs.
- Upload your CAS or broker statement
- Your mix, spread score and fund overlaps
- No sign-up, nothing stored
Up to 12 reviews a year, taken when you want them · about ₹25 a review · ₹352.82 with GST
- Up to twelve reviews a year
- Drift from your target caught early
- For regular investors
Before GST. Yearly plans are paid for the year and reviews are taken when you ask. Daily monitoring is priced for its checks, not per review.
Prices exclude 18% GST. This advisory fee is the same for direct and partner-referred clients. Brokerage and DP charges are governed by your separate tariff sheet. Every review starts from your investor profile. Fees are set out in the advisory agreement and collected only after you sign it.
Your profile first. Then your review.
Every review begins with your investor profile: who you are, what you earn and owe, what the money is for, and how you handle risk. Your relationship manager confirms it with you before the review is prepared.
Questions
Do I need to be a Labdhi client?
No. Clients can ask their relationship manager or request it here. If you are new to Labdhi, start with the free Health Check, upload your CAS, and request a review — we will call you first.
Which statements can I upload?
The Consolidated Account Statement (CAS) from NSDL or CDSL covers your shares and funds in one file. A CAMS or KFintech CAS covers all your mutual funds. A broker holdings statement or a screenshot of your app works too — you check every line before anything is worked out.
Does the review cover my mutual funds?
Your mutual funds are counted in your asset mix and compared with every fund of the same category in India on their 3-year NAV record. A Wealth Review requested on this website never recommends buying, selling, holding or switching a fund: Labdhi is also a mutual fund distributor, so any change the review suggests is made through your shares and asset classes. The free Health Check still describes your funds — the overlaps, thematic share and small leftovers.
Why do you ask so many questions first?
Because a review is only as good as what it knows about you. Your occupation, income, family, loans, savings, goals and comfort with risk decide what a sensible mix looks like — the same holdings can be right for one person and wrong for another. As a SEBI-registered Investment Adviser we are required to understand all of this before suggesting anything. It takes about six minutes.
What does it cost?
The Health Check is free, always. A Wealth Review is ₹50 + GST for one review, or a yearly plan — quarterly ₹149, monthly ₹299 or weekly ₹799 (+ GST) — and daily monitoring at ₹1,499 + GST a year. This advisory fee is the same for direct and partner-referred clients. Brokerage and DP charges are governed by your separate tariff sheet. You pay only after you have signed the advisory agreement; nothing is charged on this website.
Does my partner advise me?
No. If a Labdhi partner referred you, they stay your contact for your broking account. Advice, suitability and the advisory fee sit with Labdhi’s registered investment-advisory team — L. F. C. Securities Pvt. Ltd., SEBI Investment Adviser INA000011617.
Do you keep my statement?
No. It is read on our server and deleted the moment it is read. The holdings it yields stay in your browser. Only if you request a Wealth Review do we keep your holdings and answers — for that review alone, and they are deleted after 12 months if you do not become a client.
Is the Health Check advice?
No. It describes what you already hold — the mix, the concentration, the overlaps. What to change, and whether it suits you, is the Wealth Review, which a relationship manager prepares after understanding your needs.
How is the Health Check score worked out?
Your shares are scored on concentration, small-company exposure, a large-company base, how many holdings carry the weight and sector balance. Your funds are scored on overlapping categories, thematic bets and small leftovers. The two are weighted by the money in each. Every component and its formula is shown beside your result.
What does daily monitoring include?
Your holdings are updated every trading day, and they are checked against your plan whenever you or your relationship manager open Labdhi 360: how far your mix has drifted, large moves, and holdings that have grown too big. It is not a human review every day. When a check flags a change, a full review is prepared and validated by our advisory team, and you get a full review at least every quarter.
Who prepares the review?
Calculated by the review engine, validated by Labdhi’s qualified investment-advisory team, and explained by your relationship manager. The same engine is used for every client, under L. F. C. Securities’ registration as a SEBI Investment Adviser (INA000011617); figures are calculated, never typed in or written by AI, and checked automatically before anyone sees them.
The Wealth Health Check describes what you hold and is not investment advice. The Wealth Review is calculated by the review engine, validated by Labdhi’s qualified investment-advisory team and explained by your relationship manager, after your needs are recorded and confirmed and the advisory agreement is signed, under L. F. C. Securities Pvt. Ltd.'s registration as a SEBI Investment Adviser (INA000011617); any recommendation in it depends on the information you give and is reviewed with you before you act on it. Fees: ₹50 + GST for one review, or a yearly plan — quarterly ₹149, monthly ₹299 or weekly ₹799 (+ GST) — and daily monitoring at ₹1,499 + GST a year, as set out in the advisory agreement. This advisory fee is the same for direct and partner-referred clients. Brokerage and DP charges are governed by your separate tariff sheet. Investments in the securities market are subject to market risks; read all the related documents carefully before investing. Registration granted by SEBI and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. L. F. C. Securities Pvt. Ltd. · SEBI Stock Broker INZ000170736 · Investment Adviser INA000011617.