ELSS Calculator
Estimate ELSS growth and the tax you actually save.
ELSS Calculator
Year by year
| Invested | Value | Gain | |
|---|---|---|---|
| Year 0 | ₹1,50,000 | ₹1,50,000 | ₹0 |
| Year 1 | ₹1,50,000 | ₹1,68,000 | ₹18,000 |
| Year 2 | ₹1,50,000 | ₹1,88,160 | ₹38,160 |
| Year 3 | ₹1,50,000 | ₹2,10,739 | ₹60,739 |
ELSS units are locked for three years from the date of each purchase. The 80C deduction is capped at ₹1,50,000 a financial year and is only available under the old tax regime. Long-term capital gains on equity funds are taxed at 12.5% above ₹1,25,000 of gains a year. Returns are assumed, not guaranteed.
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About this calculator
Use this calculator to estimate ELSS growth and the tax you actually save. It works from Investment Amount, Tenure, Expected Return and Your Tax Slab, so you can adjust inputs and immediately see how the outcome changes.
- Estimate outcomes for elss calculator.
- Test different planning assumptions before taking action.
- Use it as a practical front-end planning tool without needing live data.
This calculator is an illustration based on the inputs you provide and the assumptions stated above. It is not a recommendation, a projection of actual returns, or a guarantee of any outcome. Actual results will differ. Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
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