STP Calculator
Plan systematic transfers from one fund to another.
STP Calculator
Year by year
| SourceBalance | Transferred | TargetValue | Value | |
|---|---|---|---|---|
| Year 1 | ₹7,53,289 | ₹3,00,000 | ₹3,17,063 | ₹10,70,351 |
| Year 2 | ₹4,91,361 | ₹3,00,000 | ₹6,74,337 | ₹11,65,698 |
| Year 3 | ₹2,13,278 | ₹3,00,000 | ₹10,76,922 | ₹12,90,200 |
| Year 4 | ₹0 | ₹2,18,517 | ₹14,48,133 | ₹14,48,133 |
| Year 5 | ₹0 | ₹0 | ₹16,31,792 | ₹16,31,792 |
Assumption: Transfers happen at the end of each monthly. Source and target returns use Nominal (Annual/Periods).
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About this calculator
Use this calculator to plan systematic transfers from one fund to another. It works from Source Corpus, Transfer Amount, Tenure and Source Return, so you can adjust inputs and immediately see how the outcome changes.
- Plan gradual movement from one fund or asset bucket into another.
- Understand how transfer amount, source return, and target return affect the final outcome.
- Use it when shifting money from low-volatility parking to higher-growth allocation.
This calculator is an illustration based on the inputs you provide and the assumptions stated above. It is not a recommendation, a projection of actual returns, or a guarantee of any outcome. Actual results will differ. Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Curious how this looks on your portfolio?
Our team can run these numbers against your real holdings, goals and timeline.