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Indian Railway Finance Corporation Ltd.

IRFC · Finance Term Lending
₹77.00
▲ 0.20 (+0.26%)
Market dataas of 22 Oct 2026, 3:59 pm IST
52-week range · NSE43.9% below its high
Low ₹74.06High ₹137.17
4.0% above its low · −38.4% over 52 weeks
Today’s range · NSE₹75.60 – ₹77.73
Low ₹75.60High ₹77.73
Opened at ₹76.80; 2.8% between low and high
P/E against its industry42% above the industry median
IRFC14.4
Industry median10.1
Finance Term Lending · median of profitable companies in the industry
Market cap₹1,00,628 Cr
Current price₹77.00
Volume · NSE89.18 L
52w High / Low · NSE₹137 / ₹74
Stock P/E14.4
Industry P/E10.1
Book value₹43.42
Dividend yield2.73%
ROCE5.6%
ROE12.8%
Debt / Equity7.69
EPS (TTM)₹5.36
Face value₹10

Price

Daily candles · NSE
▼ ₹48.1 (38.43%)over 1Y
80.0100.0120.0140.016.4CrOct 25Jan 26Apr 26Jul 26Oct 26

What the numbers say

  • Low return on equity: 3-year ROE 13.1%.
  • Carries leverage: debt-to-equity of 7.69.
  • Sales growth muted at 4.8% over 3 years.
  • Weak cash conversion (CFO/OP -0.14).
  • Trades above its industry P/E (14.4 vs 10.1).
  • Dividend yield of 2.73%.

Generated automatically from reported financials. These are observations, not a recommendation to buy or sell.

  • Indian Railway Finance Corporation reports 10% rise in Q2 net profit

    Total income increased by 24.37% to Rs 7,924.46 crore for Q2FY27

    COMPANY
  • IRFC signs Rs 4,200 crore term loan agreement with Damodar Valley Corporation

    The term loan agreement is to finance its renewable energy projects across Jharkhand and West Bengal

    COMPANY
  • IRFC’s Q1 net profit rises 10% to Rs 1,927.21 crore

    Total income increased by 21.29% to Rs 8,391.34 crore for Q1FY27

    COMPANY

Company announcements as filed with the exchanges. Reproduced for information — not a view or a recommendation.

Profit & Loss · ₹ croreFY26FY25FY24FY23FY22
Net Sales27,28427,15226,64923,72120,299
Other income54411442
Total Income27,33827,15626,66023,76620,302
Expenditure318154137137123
Operating Profit27,02027,00226,52323,62820,179
Interest20,00520,49520,10117,44714,075
Depreciation6591414
Profit before tax7,0096,5026,4126,1676,090
Tax————0
Net Profit7,0096,5026,4126,1676,090
EPS (₹)5.364.984.914.724.66
Net margin %25.723.924.126.030.0

Standalone figures, as filed with the exchanges. Newest year first.

Balance Sheet · ₹ croreFY26FY25FY24FY23FY22
Equity capital13,06913,06913,06913,06913,069
Reserves43,68039,59936,11031,61227,928
Net worth56,74952,66849,17944,68040,996
Total sources4,63,5434,48,6354,50,5804,63,6224,29,425
Net block1818221938
Capital work in progress104400
Investments4,34,6534,40,7504,47,0042,50,2982,02,028
Cash & bank9786,143467542303
Book value (₹)43.4240.3037.6334.1931.37

Standalone figures, as filed with the exchanges. Newest year first.

Cash Flow · ₹ croreFY26FY25FY24FY23FY22
From operations-27,0268,2307,914-28,588-64,412
From investing-3-0-80-5
From financing21,560-2,572-8,04628,64464,266
Net change in cash-5,4695,658-14056-151
Free cash flow-27,0298,2297,907-28,588-64,417
Closing cash2115,68023163146

Standalone figures, as filed with the exchanges. Newest year first.

RatiosFY26FY25FY24FY23FY22
ROCE %5.65.85.75.35.1
ROE %12.812.813.714.415.8
PAT margin %25.723.924.126.030.0
EBIT margin %99.099.499.599.599.3
Debt / equity7.697.838.389.389.47
Current ratio0.871.070.968.7611.72
Interest cover1.351.321.321.351.43
Sales growth %0.51.912.316.928.7
Dividend per share (₹)2.101.601.501.501.40
Payout %39.232.230.631.830.0

Standalone figures, as filed with the exchanges. Newest year first.

Frequently asked

Indian Railway Finance Corporation Ltd. (IRFC) last traded at ₹77.00 on the NSE, up +0.26% on the session. Prices on this page are indicative and for information only.

Indian Railway Finance Corporation Ltd. has traded between ₹74.06 and ₹137.17 over the last 52 weeks on the NSE.

Indian Railway Finance Corporation Ltd. has a market capitalisation of about ₹1,00,628 crore.

Indian Railway Finance Corporation Ltd. trades at a P/E of 14.4, against an industry P/E of 10.1.

Open a trading and Demat account with Labdhi — it is fully digital with paperless KYC — then place a buy order for IRFC from the Labdhi app or web platform.

Yes. You can invest in equities in a staggered manner through Labdhi. Speak to your Labdhi adviser about a plan suited to your goals and risk profile.

Who is actually trading it

Delivery against churn, the deals big enough to be reported, what the insiders did, and the benchmarks that hold Indian Railway Finance Corporation Ltd..

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Exchange filings and end-of-day data, not a live feed. Bulk, block and insider records are published by the exchanges when a threshold is crossed, so they show reportable activity only. For information, not a recommendation to deal, and not a view on any person named above.

Disclosures. Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Prices and data on this page are indicative and for information only. Nothing here is investment advice or a recommendation to buy or sell any security. Investors should consider their own objectives, financial situation and risk profile, and may wish to seek independent advice, before investing.

Figures are as reported by the company; consolidated where available. Errors and omissions excepted.

L. F. C. Securities Pvt. Ltd. · Member BSE, NSE, MCX · SEBI Stock Broker INZ000170736 · CDSL IN-DP-281-2016 · AMFI ARN-78991 · Investment Adviser (Non-Individual) INA000011617 · Compliance Officer: Mr. Santosh Patil · santoshp@labdhi.in · 022-35006933 · Investor Grievances: investorgreve@labdhi.in