HDB Financial Services Ltd.
Price
Daily candles · NSEWhat the numbers say
- Good return on equity: 3-year ROE 17.7%.
- Carries leverage: debt-to-equity of 5.56.
- Sales compounded at 13.0% over 3 years.
- Weak cash conversion (CFO/OP -1.54).
- Trades below its industry P/E (18.6 vs 22.7).
Generated automatically from reported financials. These are observations, not a recommendation to buy or sell.
- HDB Financial Services’ net profit soars 34% in Q2
The total income of the company has increased by 10.12% at Rs 5,005.30 crore for Q2FY27
- HDB Financial Services raises Rs 2018.17 crore via NCDs
The NCDs have a tenure of 1064 days and carry coupon rate of 8.05% per annum
- HDB Financial Services raises Rs 544.50 crore through NCDs
The NCDs have a tenure of 1064 days and carry coupon rate of 8.23% per annum
- HDB Financial Services raises Rs 400 crore through NCDs
The NCDs have a tenure of 1078 days and carry coupon rate of 8.23% per annum
- HDB Financial Services raises Rs 310 crore through NCDs
The Debenture Allotment Committee of the Company has at its meeting held on July 17, 2026, has allotted the same
- HDB Financial Services reports 38% jump in Q1 net profit
The total income of the company increased by 10.58% at Rs 4,937.90 crore for Q1FY27
- HDB Financial Services raises Rs 300 crore through NCDs
The Debenture Allotment Committee of the Company has at its meeting held on July 09, 2026, has allotted the same
- HDB Financial Services raises Rs 1000 crore through NCDs
The Debenture Allotment Committee of the Company has at its meeting held on July 02, 2026, allotted the same
Company announcements as filed with the exchanges. Reproduced for information — not a view or a recommendation.
| Profit & Loss · ₹ crore | FY25 | FY24 | FY23 | FY22 | FY21 |
|---|---|---|---|---|---|
| Net Sales | 16,300 | 14,173 | 12,403 | 11,306 | 10,945 |
| Other income | 1 | 1 | 22 | 21 | 28 |
| Total Income | 16,302 | 14,174 | 12,425 | 11,327 | 10,973 |
| Expenditure | 6,746 | 5,817 | 6,153 | 6,536 | 6,456 |
| Operating Profit | 9,556 | 8,357 | 6,272 | 4,792 | 4,517 |
| Interest | 6,433 | 4,907 | 3,533 | 3,345 | 3,908 |
| Depreciation | 194 | 145 | 112 | 99 | 108 |
| Profit before tax | 2,928 | 3,305 | 2,627 | 1,348 | 501 |
| Tax | 752 | 844 | 668 | 336 | 109 |
| Net Profit | 2,176 | 2,461 | 1,959 | 1,011 | 391 |
| EPS (₹) | 27.40 | 31.08 | 24.78 | 12.81 | 4.97 |
| Net margin % | 13.3 | 17.4 | 15.8 | 8.9 | 3.6 |
Consolidated figures, as filed with the exchanges. Newest year first.
| Balance Sheet · ₹ crore | FY25 | FY24 | FY23 | FY22 | FY21 |
|---|---|---|---|---|---|
| Equity capital | 796 | 793 | 791 | 790 | 789 |
| Reserves | 14,919 | 12,880 | 10,606 | 8,714 | 7,594 |
| Net worth | 15,714 | 13,673 | 11,397 | 9,504 | 8,383 |
| Total sources | 67,424 | 63,240 | 47,311 | 41,572 | 43,912 |
| Net block | 275 | 185 | 333 | 244 | 270 |
| Capital work in progress | 0 | 0 | 0 | 0 | 0 |
| Investments | 2,666 | 3,727 | 1,319 | 2,652 | 1,635 |
| Debtors | 225 | 125 | 66 | 142 | 117 |
| Cash & bank | 953 | 696 | 654 | 653 | 974 |
| Book value (₹) | 197.47 | 172.41 | 144.02 | 120.24 | 106.23 |
Consolidated figures, as filed with the exchanges. Newest year first.
| Cash Flow · ₹ crore | FY25 | FY24 | FY23 | FY22 | FY21 |
|---|---|---|---|---|---|
| From operations | -13,626 | -16,736 | -6,851 | 1,957 | -342 |
| From investing | 1,159 | -2,146 | 973 | -703 | 131 |
| From financing | 12,770 | 19,134 | 5,796 | -1,500 | 608 |
| Net change in cash | 303 | 252 | -81 | -246 | 398 |
| Free cash flow | -12,467 | -18,882 | -5,877 | 1,254 | -210 |
| Closing cash | 950 | 648 | 396 | 508 | 754 |
Consolidated figures, as filed with the exchanges. Newest year first.
| Ratios | FY25 | FY24 | FY23 | FY22 | FY21 |
|---|---|---|---|---|---|
| ROCE % | 9.8 | 10.6 | 9.9 | 8.0 | 7.6 |
| ROE % | 14.8 | 19.6 | 18.7 | 11.3 | 4.8 |
| PAT margin % | 13.3 | 17.4 | 15.8 | 8.9 | 3.6 |
| EBIT margin % | 57.4 | 57.9 | 49.7 | 41.5 | 40.3 |
| Debt / equity | 5.56 | 5.44 | 4.81 | 5.15 | 6.01 |
| Current ratio | 0.97 | 1.21 | 1.16 | 1.18 | 1.14 |
| Interest cover | 1.46 | 1.67 | 1.74 | 1.40 | 1.13 |
| Sales growth % | 15.0 | 14.3 | 9.7 | 3.3 | 1.8 |
| Dividend per share (₹) | 3.00 | 3.00 | 1.10 | 1.00 | 0.00 |
| Payout % | 11.0 | 9.7 | 4.4 | 7.8 | 0.0 |
Consolidated figures, as filed with the exchanges. Newest year first.
Frequently asked
HDB Financial Services Ltd. (HDBFS) last traded at ₹510.05 on the NSE, down +0.43% on the session. Prices on this page are indicative and for information only.
HDB Financial Services Ltd. has traded between ₹502.05 and ₹796.70 over the last 52 weeks on the NSE.
HDB Financial Services Ltd. has a market capitalisation of about ₹40,589 crore.
HDB Financial Services Ltd. trades at a P/E of 18.6, against an industry P/E of 22.7.
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Exchange filings and end-of-day data, not a live feed. Bulk, block and insider records are published by the exchanges when a threshold is crossed, so they show reportable activity only. For information, not a recommendation to deal, and not a view on any person named above.
Disclosures. Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
Prices and data on this page are indicative and for information only. Nothing here is investment advice or a recommendation to buy or sell any security. Investors should consider their own objectives, financial situation and risk profile, and may wish to seek independent advice, before investing.
Figures are as reported by the company; consolidated where available. Errors and omissions excepted.
L. F. C. Securities Pvt. Ltd. · Member BSE, NSE, MCX · SEBI Stock Broker INZ000170736 · CDSL IN-DP-281-2016 · AMFI ARN-78991 · Investment Adviser (Non-Individual) INA000011617 · Compliance Officer: Mr. Santosh Patil · santoshp@labdhi.in · 022-35006933 · Investor Grievances: investorgreve@labdhi.in