Central Bank Of India
Price
Daily candles · NSEWhat the numbers say
- Low return on equity: 3-year ROE 11.7%.
- Carries leverage: debt-to-equity of 0.91.
- Sales compounded at 12.1% over 3 years.
- Weak cash conversion (CFO/OP -0.51).
- Trades below its industry P/E (6.0 vs 6.8).
- Dividend yield of 4.00%.
Generated automatically from reported financials. These are observations, not a recommendation to buy or sell.
- Central Bank of India’s Q2 consolidated net profit rises 21%
Consolidated total income of the bank increased by 14.91% to Rs 11,774.37 crore in Q2FY27
- Central Bank of India launches ‘Bharat Connect for Business’ in partnership with NBBL
The initiative is expected to further support MSMEs and businesses by simplifying digital transactions and enabling greater efficiency through technology-led financial solutions
- Central Bank of India reports marginal rise in Q1 consolidated net profit
Consolidated total income of the bank increased by 3.07% to Rs 10,714.39 crore in Q1FY27
- Central Bank of India posts 29% growth in gross advances in Q1FY27
Total deposits grew 11.66% to Rs 4,78,895 crore (provisional) as of June 30, 2026, as compared to Rs 4,28,890 crore as of June 30, 2025
- Central Bank of India inaugurates IFSC Banking Unit at GIFT City
The IFSC Banking Unit will enable the Bank to cater to the foreign currency funding requirements of its corporate clients
Company announcements as filed with the exchanges. Reproduced for information — not a view or a recommendation.
| Profit & Loss · ₹ crore | FY26 | FY25 | FY24 | FY23 | FY22 |
|---|---|---|---|---|---|
| Net Sales | 36,168 | 33,797 | 30,849 | 25,657 | 22,903 |
| Other income | 6,415 | 5,658 | 4,713 | 4,084 | 2,967 |
| Total Income | 42,583 | 39,456 | 35,562 | 29,742 | 25,871 |
| Expenditure | 38,100 | 35,638 | 32,986 | 27,069 | 24,134 |
| Operating Profit | 4,484 | 3,818 | 2,576 | 2,672 | 1,737 |
| Interest | 21,926 | 19,830 | 17,882 | 13,905 | 13,361 |
| Depreciation | 530 | 558 | 500 | 386 | 297 |
| Tax | — | — | — | 1,063 | 672 |
| Net Profit | 4,484 | 3,818 | 2,576 | 1,609 | 1,065 |
| EPS (₹) | 5.00 | 4.53 | 3.07 | 1.93 | 1.24 |
| Net margin % | 12.4 | 11.3 | 8.4 | 6.3 | 4.6 |
Consolidated figures, as filed with the exchanges. Newest year first. Central Bank Of India had roughly 1.69× as many shares from FY22 onwards, after a bonus issue or a share split. EPS is shown exactly as reported, so FY21 and earlier is struck on the smaller share count and is not comparable with the years after it. The totals above are unaffected.
| Balance Sheet · ₹ crore | FY26 | FY25 | FY24 | FY23 | FY22 |
|---|---|---|---|---|---|
| Equity capital | 9,051 | 9,051 | 8,681 | 8,681 | 8,681 |
| Reserves | 26,089 | 23,908 | 19,609 | 16,886 | 15,154 |
| Net worth | 35,140 | 32,960 | 28,290 | 25,567 | 23,834 |
| Borrowings | 31,854 | 21,820 | 20,013 | 8,334 | 7,663 |
| Total sources | 5,51,079 | 4,80,457 | 4,47,772 | 4,07,080 | 3,87,292 |
| Net block | 5,202 | 5,214 | 5,345 | 4,786 | 4,964 |
| Capital work in progress | — | — | — | — | 0 |
| Investments | 1,57,607 | 1,41,652 | 1,44,010 | 1,36,569 | 1,40,775 |
| Book value (₹) | 38.82 | 36.41 | 32.59 | 29.45 | 27.46 |
Consolidated figures, as filed with the exchanges. Newest year first. Central Bank Of India had roughly 1.48× as many shares from FY22 onwards, after a bonus issue or a share split. Book value per share is shown exactly as reported, so FY21 and earlier is struck on the smaller share count and is not comparable with the years after it. The totals above are unaffected.
| Cash Flow · ₹ crore | FY26 | FY25 | FY24 | FY23 | FY22 |
|---|---|---|---|---|---|
| From operations | 2,804 | -2,460 | -5,910 | -8,786 | 14,277 |
| From investing | -454 | -451 | -584 | -209 | -133 |
| From financing | -713 | 1,500 | — | — | — |
| Net change in cash | 1,637 | -1,410 | -6,494 | -8,995 | 14,143 |
| Free cash flow | 2,350 | -2,910 | -6,494 | -8,995 | 14,143 |
| Closing cash | 37,835 | 36,197 | 37,608 | 44,102 | 53,097 |
Consolidated figures, as filed with the exchanges. Newest year first.
| Ratios | FY26 | FY25 | FY24 | FY23 | FY22 |
|---|---|---|---|---|---|
| ROCE % | 8.3 | 9.2 | 7.8 | 8.7 | 6.6 |
| ROE % | 13.2 | 12.5 | 9.6 | 6.5 | 5.1 |
| PAT margin % | 12.4 | 11.3 | 8.4 | 6.3 | 4.6 |
| EBIT margin % | 73.0 | 70.0 | 66.3 | 64.6 | 65.9 |
| Debt / equity | 0.91 | 0.66 | 0.71 | 0.33 | 0.32 |
| Sales growth % | 7.0 | 9.6 | 20.2 | 12.0 | 0.3 |
| Dividend per share (₹) | 1.20 | 0.19 | 0.00 | 0.00 | 0.00 |
| Payout % | 24.0 | 4.3 | 0.0 | 0.0 | 0.0 |
Consolidated figures, as filed with the exchanges. Newest year first.
Frequently asked
Central Bank Of India (CENTRALBK) last traded at ₹30.01 on the NSE, down +1.38% on the session. Prices on this page are indicative and for information only.
Central Bank Of India has traded between ₹29.32 and ₹40.92 over the last 52 weeks on the NSE.
Central Bank Of India has a market capitalisation of about ₹27,163 crore.
Central Bank Of India trades at a P/E of 6.0, against an industry P/E of 6.8.
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Delivery against churn, the deals big enough to be reported, what the insiders did, and the benchmarks that hold Central Bank Of India.
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Exchange filings and end-of-day data, not a live feed. Bulk, block and insider records are published by the exchanges when a threshold is crossed, so they show reportable activity only. For information, not a recommendation to deal, and not a view on any person named above.
Disclosures. Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
Prices and data on this page are indicative and for information only. Nothing here is investment advice or a recommendation to buy or sell any security. Investors should consider their own objectives, financial situation and risk profile, and may wish to seek independent advice, before investing.
Figures are as reported by the company; consolidated where available. Errors and omissions excepted.
L. F. C. Securities Pvt. Ltd. · Member BSE, NSE, MCX · SEBI Stock Broker INZ000170736 · CDSL IN-DP-281-2016 · AMFI ARN-78991 · Investment Adviser (Non-Individual) INA000011617 · Compliance Officer: Mr. Santosh Patil · santoshp@labdhi.in · 022-35006933 · Investor Grievances: investorgreve@labdhi.in