Step-up Required Calculator
Find annual step-up needed for a target.
Step-up Required Calculator
Year by year
| Invested | Value | Gain | |
|---|---|---|---|
| Year 1 | ₹1,20,000 | ₹1,28,093 | ₹8,093 |
| Year 2 | ₹2,55,000 | ₹2,88,444 | ₹33,444 |
| Year 3 | ₹4,06,875 | ₹4,87,144 | ₹80,269 |
| Year 4 | ₹5,77,734 | ₹7,31,308 | ₹1,53,574 |
| Year 5 | ₹7,69,951 | ₹10,29,237 | ₹2,59,286 |
| Year 6 | ₹9,86,195 | ₹13,90,599 | ₹4,04,404 |
| Year 7 | ₹12,29,469 | ₹18,26,643 | ₹5,97,174 |
| Year 8 | ₹15,03,153 | ₹23,50,449 | ₹8,47,296 |
| Year 9 | ₹18,11,047 | ₹29,77,205 | ₹11,66,157 |
| Year 10 | ₹21,57,428 | ₹37,24,531 | ₹15,67,103 |
| Year 11 | ₹25,47,107 | ₹46,12,855 | ₹20,65,748 |
| Year 12 | ₹29,85,495 | ₹56,65,835 | ₹26,80,340 |
| Year 13 | ₹34,78,682 | ₹69,10,854 | ₹34,32,172 |
| Year 14 | ₹40,33,517 | ₹83,79,579 | ₹43,46,062 |
| Year 15 | ₹46,57,707 | ₹1,01,08,607 | ₹54,50,900 |
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How this is worked out
The yearly step-up is raised in 0.25% steps until the projected SIP value reaches your target.
About this calculator
Use this calculator to find annual step-up needed for a target. It works from Target Corpus, Current SIP, Years and Expected Return, so you can adjust inputs and immediately see how the outcome changes.
- Estimate the annual SIP step-up needed to reach a target corpus.
- See whether your current SIP is enough or needs a yearly increase.
- Use it when a flat SIP falls short of a future goal.
This calculator is an illustration based on the inputs you provide and the assumptions stated above. It is not a recommendation, a projection of actual returns, or a guarantee of any outcome. Actual results will differ. Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Curious how this looks on your portfolio?
Our team can run these numbers against your real holdings, goals and timeline.