PPF Calculator
Estimate your PPF maturity under the actual scheme rules.
PPF Calculator
Year by year
| Invested | Value | Gain | |
|---|---|---|---|
| Year 1 | ₹1,50,000 | ₹1,55,769 | ₹5,769 |
| Year 2 | ₹3,00,000 | ₹3,22,597 | ₹22,597 |
| Year 3 | ₹4,50,000 | ₹5,01,270 | ₹51,270 |
| Year 4 | ₹6,00,000 | ₹6,92,629 | ₹92,629 |
| Year 5 | ₹7,50,000 | ₹8,97,575 | ₹1,47,575 |
| Year 6 | ₹9,00,000 | ₹11,17,071 | ₹2,17,071 |
| Year 7 | ₹10,50,000 | ₹13,52,152 | ₹3,02,152 |
| Year 8 | ₹12,00,000 | ₹16,03,923 | ₹4,03,923 |
| Year 9 | ₹13,50,000 | ₹18,73,571 | ₹5,23,571 |
| Year 10 | ₹15,00,000 | ₹21,62,363 | ₹6,62,363 |
| Year 11 | ₹16,50,000 | ₹24,71,660 | ₹8,21,660 |
| Year 12 | ₹18,00,000 | ₹28,02,916 | ₹10,02,916 |
| Year 13 | ₹19,50,000 | ₹31,57,692 | ₹12,07,692 |
| Year 14 | ₹21,00,000 | ₹35,37,657 | ₹14,37,657 |
| Year 15 | ₹22,50,000 | ₹39,44,599 | ₹16,94,599 |
PPF interest is calculated on the lowest balance between the 5th and the last day of each month, compounded annually and credited on 31 March. The statutory limit is ₹1,50,000 per financial year; anything above it earns no interest. The rate is set by the government each quarter and will change over the term.
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About this calculator
Use this calculator to estimate your PPF maturity under the actual scheme rules. It works from Contribution, Frequency, You deposit and Tenure, so you can adjust inputs and immediately see how the outcome changes.
- Estimate outcomes for ppf calculator.
- Test different planning assumptions before taking action.
- Use it as a practical front-end planning tool without needing live data.
This calculator is an illustration based on the inputs you provide and the assumptions stated above. It is not a recommendation, a projection of actual returns, or a guarantee of any outcome. Actual results will differ. Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
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