Mutual Fund Returns Calculator
Project SIP or lumpsum mutual fund returns.
Mutual Fund Returns Calculator
Year by year
| Invested | Value | Gain | |
|---|---|---|---|
| Year 1 | ₹1,20,000 | ₹1,28,093 | ₹8,093 |
| Year 2 | ₹2,40,000 | ₹2,72,432 | ₹32,432 |
| Year 3 | ₹3,60,000 | ₹4,35,076 | ₹75,076 |
| Year 4 | ₹4,80,000 | ₹6,18,348 | ₹1,38,348 |
| Year 5 | ₹6,00,000 | ₹8,24,864 | ₹2,24,864 |
| Year 6 | ₹7,20,000 | ₹10,57,570 | ₹3,37,570 |
| Year 7 | ₹8,40,000 | ₹13,19,790 | ₹4,79,790 |
| Year 8 | ₹9,60,000 | ₹16,15,266 | ₹6,55,266 |
| Year 9 | ₹10,80,000 | ₹19,48,215 | ₹8,68,215 |
| Year 10 | ₹12,00,000 | ₹23,23,391 | ₹11,23,391 |
Assumption: SIP invested at the start of each monthly. Returns use Nominal (Annual/Periods).
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How this is worked out
The expense ratio is taken off the expected return first; the result is then projected as a SIP or a lump sum.
About this calculator
Use this calculator to project SIP or lumpsum mutual fund returns. It works from Mode, Amount, Years and Expected Return, so you can adjust inputs and immediately see how the outcome changes.
- Estimate how a mutual fund investment may grow in SIP or lumpsum mode.
- Use it to compare contribution style, tenure, and expected return assumptions.
- It helps set practical expectations before choosing a scheme or allocation.
This calculator is an illustration based on the inputs you provide and the assumptions stated above. It is not a recommendation, a projection of actual returns, or a guarantee of any outcome. Actual results will differ. Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Curious how this looks on your portfolio?
Our team can run these numbers against your real holdings, goals and timeline.