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Loans Calculator →

Loan Eligibility Calculator

Estimate affordable loan amount.

Eligible EMI₹47,500
Eligible Loan₹52,79,385
FOIR Used45.00%

Loan Eligibility Calculator

42%
EMI you already pay₹20,000Most you could pay₹47,500
Still short ₹27,500

Year by year

Value
Eligible EMI₹47,500
Existing EMI₹20,000
Loans

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Share the inputs and result with our team. We will call back with what changes once your risk profile, existing holdings and timeline are considered.

About this calculator

Use this calculator to estimate affordable loan amount. It works from Monthly Income, Existing EMI, Eligible FOIR and Interest Rate, so you can adjust inputs and immediately see how the outcome changes.

  • Estimate an affordable loan range based on income and existing obligations.
  • See how FOIR, rate, and tenure affect borrowing capacity.
  • Use it as a first filter before formal eligibility checks.

This calculator is an illustration based on the inputs you provide and the assumptions stated above. It is not a recommendation, a projection of actual returns, or a guarantee of any outcome. Actual results will differ. Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

Curious how this looks on your portfolio?

Our team can run these numbers against your real holdings, goals and timeline.